.dnl-insurance-page{--dip-line:#a8923647;--dip-line-strong:#a8923670;--dip-gold-soft:#d8c570;--dip-shadow:0 16px 40px #1c280c17;--dip-shadow-strong:0 22px 54px #1c280c24;background:var(--surface)}.dnl-insurance-page .dnl-page-hero{background:linear-gradient(132deg, var(--canvas) 0%, var(--canvas) 68%, #ead2ac57 100%);border-bottom-color:var(--dip-line)}.dnl-insurance-page .dnl-page-hero-grid{padding-block:clamp(38px,5vw,66px)}.dnl-insurance-page .dnl-page-hero .chp-h1{letter-spacing:-.018em;max-width:1060px;font-size:clamp(46px,5vw,66px)}.dnl-insurance-page .dnl-page-hero .chp-lede{max-width:68ch;font-size:17px;font-weight:500;line-height:1.62}.dnl-insurance-page .dnl-page-hero-supporting{max-width:76ch}.dnl-insurance-page .dnl-page-hero-actions{margin-top:26px}.dnl-insurance-page .dnl-section{padding-block:clamp(40px,5.5vw,68px)}.dnl-insurance-page .dnl-section-head{margin-bottom:26px}.dnl-insurance-page .dnl-section-heading{letter-spacing:-.012em}.dip-section-warm,.dip-final-section{background:linear-gradient(180deg, #ffffff42, #fff0), var(--sand-tint)}.dip-featured{background:var(--green-deep);color:var(--surface)}.dip-featured .dnl-section-heading{color:var(--surface)}.dip-featured .dnl-section-heading em{color:var(--dip-gold-soft)}.dip-answer-grid,.dip-checklist-layout,.dip-first-visit-grid{gap:26px;display:grid}.dip-answer-grid{align-items:start}.dip-answer-copy{border-left:3px solid var(--dip-gold-soft);padding-left:22px}.dip-answer-copy p{color:#ffffffd9;font-size:17px;line-height:1.7}.dip-answer-copy p+p{margin-top:12px}.dip-answer-copy strong{color:var(--surface);font-size:19px;font-weight:600}.dip-practical-grid,.dip-coverage-grid{gap:18px;display:grid}.dnl-insurance-page .dip-card{border-color:var(--dip-line);box-shadow:var(--dip-shadow);background:#fffffff0;transition:transform .22s,border-color .22s,box-shadow .22s;position:relative;overflow:hidden}.dnl-insurance-page .dip-card:before{background:linear-gradient(180deg, var(--gold), #c9b2491f);content:"";width:3px;position:absolute;inset:0 auto 0 0}.dip-card-number{border:1px solid var(--dip-line-strong);background:var(--sand-tint);min-width:42px;min-height:30px;color:var(--green-deep);letter-spacing:.12em;border-radius:999px;justify-content:center;align-items:center;margin-bottom:16px;font-size:11px;font-weight:700;display:inline-flex}.dip-section-lede{max-width:62ch;color:var(--muted);margin-top:14px;font-size:17px;font-weight:500;line-height:1.65}.dip-phone-link{margin-top:22px;display:inline-flex}.dip-checklist{border:1px solid var(--dip-line);background:var(--sand-tint);box-shadow:var(--dip-shadow);border-radius:8px;gap:12px;margin:0;padding:clamp(24px,4vw,34px);list-style:none;display:grid}.dip-checklist li{color:var(--ink);padding-left:28px;font-size:15px;font-weight:500;line-height:1.55;position:relative}.dip-checklist li:before{border:2px solid var(--gold-deep);content:"";border-radius:50%;width:9px;height:9px;position:absolute;top:.42em;left:0}.dip-first-visit-grid{align-items:center}.dip-first-visit-card{border:1px solid var(--dip-line);box-shadow:var(--dip-shadow);background:#fffffff0;border-radius:8px;padding:clamp(26px,4vw,38px);position:relative;overflow:hidden}.dip-first-visit-card:before{background:linear-gradient(180deg, var(--gold), #c9b24924);content:"";width:4px;position:absolute;inset:0 auto 0 0}.dip-first-visit-card p{color:var(--muted);font-size:16px;line-height:1.7}.dip-first-visit-card p+p{margin-top:12px}.dip-faq-section{background:var(--surface)}.dip-faq-list{gap:14px}.dip-faq-list .dnl-faq{border-color:var(--dip-line);transition:transform .2s,border-color .2s,box-shadow .2s;box-shadow:0 10px 28px #1c280c0e}.dip-faq-list .dnl-faq[open]{border-color:var(--dip-line-strong);box-shadow:var(--dip-shadow)}.dip-faq-list .dnl-faq summary{padding-block:19px}.dip-faq-list .dnl-faq summary:after{content:"";background:linear-gradient(var(--gold-deep), var(--gold-deep)) center / 12px 1.5px no-repeat, linear-gradient(var(--gold-deep), var(--gold-deep)) center / 1.5px 12px no-repeat, var(--sand-tint);border-radius:50%;width:30px;height:30px}.dip-faq-list .dnl-faq[open] summary:after{content:"";background:linear-gradient(var(--ink), var(--ink)) center / 12px 1.5px no-repeat, var(--gold)}.dip-final-section .dnl-cta{box-shadow:var(--dip-shadow-strong);padding:clamp(34px,5vw,52px)}.dip-final-section .dnl-cta h2{max-width:none;font-size:clamp(36px,4.2vw,54px)}@media (hover:hover) and (pointer:fine){.dnl-insurance-page .dip-card:hover{border-color:var(--dip-line-strong);box-shadow:var(--dip-shadow-strong);transform:translateY(-3px)}}@media (width>=700px){.dip-answer-grid,.dip-first-visit-grid{grid-template-columns:minmax(0,.84fr) minmax(0,1.16fr);gap:clamp(36px,6vw,80px)}.dip-practical-grid,.dip-coverage-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.dip-checklist-layout{grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr);align-items:center;gap:clamp(36px,6vw,82px)}}@media (width<=699px){.dnl-insurance-page .dnl-page-hero-grid{padding-block:28px 32px}.dnl-insurance-page .dnl-page-hero .chp-h1{font-size:clamp(31px,8.5vw,38px);line-height:1.02}.dnl-insurance-page .dnl-section{padding-block:38px}.dip-answer-copy{padding-left:18px}.dip-final-section .dnl-cta h2{white-space:normal}}@media (prefers-reduced-motion:reduce){.dnl-insurance-page .dip-card,.dip-faq-list .dnl-faq{transition:none}}